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Credit Reports

Containing different sections of data and detailed information on the borrower’s credit history.

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Scoring Models

For the assignment of borrower ratings or specific scores to clients by the CIO, based on a wider scope of information.

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Automated Loan Management Software

Without human intervention, for certain categories of loans or customers.

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Tools for Checking the Plausibility of Certain Data and detecting Fraud

Based on the information available in the database. Any economic agent who gives his consent to the communication of his data to the BIC has the possibility to have a free credit report once a year, at his request, for personal use.